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Something More with Chris Boyd Show Podcasts


Cape Cod's Financial Talk Show airing Saturdays at 3pm on WXTK 95.1 FM. We call the program "Something More" so that we can talk about not only those important dollar and cents issues, but also the quality of life issues that make the money matters matter.  Not only do we speak about investment and planning concerns, but we often invite guests for interview. 

Feb 3, 2020

Bob Vandy, President of Advisors Insurance Brokers joins Chris to talk about long-term care insurance and some of the newer generation products that combine traditional long-term care insurance with life insurance or annuity benefits. Care for a chronic condition that is not improving needs to be covered under long-term care insurance vs. Medicare. Long-term care can be provided at home, as well as in assisted living or a nursing home. Long-term care may be a way to save against spending down all of one’s assets or restricting access to savings through an irrevocable trust. Four areas to consider when enrolling in long-term care insurance are: benefit amount, benefit period, elimination period, and inflation.